GEM Residences in Maryam Island
GEM Residences · Maryam Island, Dubai
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Launch Price
AED 2.2M
Property Type
Mixed-Use
Bedrooms
1 - 4 Beds
Payment Plan
10/20/70
Handover
Q4 2027
Projected Yield
5.9 to 8.2%
GEM Residences is an off-plan multiple/other project in Maryam Island, Sharjah, with units starting from AED 2.2M. The payment plan is 10/20/70: 10% secures the unit, 20% is paid during construction, and 70% falls due at handover in Q4 2027. Gross rental yield is projected 5.9 to 8.2% annually, reflecting typical market returns for this property type and location. MonthlyDubai can match you with GEM Residences and similar projects across Sharjah based on your monthly instalment. Free, no agency fees.
Payment Plan Breakdown
From AED 20,952/month during construction · No mortgage required
| Phase | % | Split | Amount |
|---|---|---|---|
| On Booking | 10% | AED 220,000 Due on signing SPA |
|
| During Construction | 20% | AED 20,952/mo 21 monthly instalments |
|
| On Handover | 70% | AED 1,540,000 Due at Q4 2027 |
|
| Total | AED 2,200,000 | ||
On Booking
10%
AED 220,000
Due on signing SPA
During Construction
20%
AED 20,952/mo
21 monthly instalments
On Handover
70%
AED 1,540,000
Due at Q4 2027
Total
100%
AED 2,200,000
Questions about GEM Residences
What payment plan does GEM Residences offer?
GEM Residences uses a 10/20/70 payment plan. Buyers pay 10% at booking, with the remaining spread across construction and handover in Q4 2027.
Can I buy this project without a mortgage?
Yes. Dubai off-plan developer payment plans do not require bank approval or a mortgage. You pay instalments directly to the developer on a fixed schedule through to handover.
Is this project registered with RERA?
MonthlyDubai only matches buyers with RERA-registered off-plan projects. All funds are held in government-supervised escrow accounts and released only as construction milestones are verified.
How do I find out if this fits my monthly budget?
Use the form on this page. Enter your monthly instalment capacity and WhatsApp number, and the MonthlyDubai team will confirm whether GEM Residences fits your budget and send you comparable alternatives.
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