Ocean Bay by Samana in Dubai Islands
Ocean Bay by Samana · Dubai Islands, Dubai
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Launch Price
AED 2.27M
Property Type
Apartment
Bedrooms
1 - 4 Beds
Payment Plan
60/40
Handover
Q4 2028
Projected Yield
5.3 to 7.4%
Ocean Bay by Samana is bringing 1 - 4 beds off-plan apartments to Dubai Islands in Dubai, priced from AED 2.27M. The 60/40 payment structure divides the cost between construction and handover, targeting completion in Q4 2028. The regenerating coastline here supports both short and long-term rental demand, reflected in projected gross yields in the 5.3 to 7.4% range. MonthlyDubai sends personalised shortlists to WhatsApp within 48 hours. Free to use, no agency commission involved.
Payment Plan Breakdown
| Phase | % | Split | Amount |
|---|---|---|---|
| On Booking | 60% | AED 1,361,920 Due on signing SPA |
|
| On Handover | 40% | AED 907,946 Due at Q4 2028 |
|
| Total | AED 2,269,866 | ||
On Booking
60%
AED 1,361,920
Due on signing SPA
On Handover
40%
AED 907,946
Due at Q4 2028
Total
100%
AED 2,269,866
Questions about Ocean Bay by Samana
What payment plan does Ocean Bay by Samana offer?
Ocean Bay by Samana uses a 60/40 payment plan. Buyers pay 60% at booking, with the remaining spread across construction and handover in Q4 2028.
Can I buy this project without a mortgage?
Yes. Dubai off-plan developer payment plans do not require bank approval or a mortgage. You pay instalments directly to the developer on a fixed schedule through to handover.
Is this project registered with RERA?
MonthlyDubai only matches buyers with RERA-registered off-plan projects. All funds are held in government-supervised escrow accounts and released only as construction milestones are verified.
How do I find out if this fits my monthly budget?
Use the form on this page. Enter your monthly instalment capacity and WhatsApp number, and the MonthlyDubai team will confirm whether Ocean Bay by Samana fits your budget and send you comparable alternatives.
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